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This is a psychological bias where people select rapid awards around the pleasure of long term rewards. Most companies use this as a profits and marketing and advertising system to stimulate and bring in buyers to order an item determined by limited-time period rewards, fast gratification, and bargains.
This results in the disruption of greater income selection and cash move. Also, when a lender faces increased credit chance, they will mitigate it with a higher coupon amount to deliver money flows.
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